Basic insurance
We look at which model fits your everyday life and where comparing premiums makes sense.
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Health insurance
Compare premiums. Understand benefits.
We structure your health insurance so you see more than the price: deductible, model, benefits and supplemental cover become easier to understand.
Health insurance check
The most important points are structured together.
Basic insurance
Deductible and model
Supplemental cover
Premium potential
Check
Check
CheckCheaper is good. Suitable is better.
A health insurance comparison is not only about the lowest premium. The solution should fit your life situation, your risk and the comfort you need.
Premium comparison
Try the health insurance check right here.
Choose location and people. The comparison shows how premium, model, deductible and everyday comfort work together.
Neutral comparison
The calculator shows premium differences. It does not replace personal advice and does not make a recommendation.
People
Add person
Your household comparison
Choose your residence first.
Then we calculate premiums for your people, deductible and model. No recommendation, only a neutral comparison.
What we check
Health insurance is more than a monthly premium.
The right solution depends on your situation: health needs, budget, preferred model, supplemental benefits and the flexibility you want.
Deductible and model
You understand how deductible, family doctor, Telmed or HMO models work together.
Supplemental cover
Outpatient, hospital, dental or travel cover are reviewed in relation to your actual needs.
Switching and next steps
We help you structure options and prepare the next step without pressure.
Decision
Cheaper is good. Suitable is better.
A health insurance comparison is not only about the lowest premium. The solution should fit your life situation, your risk and the comfort you need.
01
Costs
Premium, deductible and possible cost sharing explained transparently.
02
Benefits
Supplemental benefits and limitations compared in clear language.
03
Everyday life
Doctor choice, advice channel and personal preferences taken into account.
Process
How a clear health insurance check works.
01
Understand the situation
We clarify current insurance, health needs and open questions.
02
Structure the options
Premiums, models and supplemental cover are compared clearly.
03
Prepare the decision
You see what can stay, what should be adjusted and which deadlines matter.
Frequently asked questions
Quick answers.
Which health insurance is right for me?
It depends on your place of residence, deductible, preferred model, health needs and supplemental cover. Fianza helps structure these points clearly.
Can I save on health insurance without being underinsured?
Yes, there is often savings potential in the model, deductible or supplemental cover. What matters is that the protection still fits your situation.
What is the difference between basic and supplemental insurance?
Basic insurance is mandatory and regulated by law. Supplemental insurance is voluntary and varies by provider, benefits and health assessment.
Does Fianza also help self-employed people and companies?
Yes. Fianza also supports self-employed people and companies with overview, pension context, protection and useful next steps.
Ready for a clear health insurance check?
We review your current solution together and structure what really fits your situation.