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Self-employed
When private life and business connect, overview matters.
As a self-employed person, you carry many decisions yourself: income, absence, pensions, insurance and liquidity all interact. We bring structure to it.
One plan instead of two worlds
Private
Living costs
Pension planning
Family and housing
Business
Revenue
Risks
Contracts and responsibility
Fianza connects both sides so decisions are not made in isolation.
Self-employed check
Do the quick check right here.
Select what is already clearly handled. You will quickly see where Fianza would start bringing order.
Your overview
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A lot is still unclear. A clean overview of income, reserves and absence risks would be the first useful step.
Next useful point
I know how long my reserves would last.
Private and business fixed costs are visible separately.
01I know how long my reserves would last.
02A longer absence would be covered.
03My pension planning fits self-employment.
04My main policies are up to date.
05I know my next financial steps.
This check is a first orientation and does not replace personal advice.
Approach
How a clean plan for self-employment is created.
01
Make the situation visible
We structure private and business anchors: income, costs, responsibility and existing solutions.
02
Weigh risks
You see which topics are truly urgent and which can be solved later.
03
Define next steps
Many open points become a clear order for protection, pensions and planning.
FAQ
Short answers.
Which insurance matters for self-employed people in Switzerland?
Depending on the activity, business liability, accident, daily sickness benefit, legal protection, cyber, property, pension planning and personal risk protection may be relevant.
Do I need to organize my own pension as a self-employed person?
Often yes. Depending on legal form, income and situation, pillar 3a, occupational pension, risk protection and long-term planning need conscious structure.
Can Fianza look at private and business topics together?
Yes. This is especially important for self-employed people because income, reserves, insurance, pensions and responsibility are often directly connected.
Want to protect your self-employment more clearly?
We review your private and business situation together and put the next steps into a useful order.