Pension and retirement
Benefits, savings, risk protection and provider setup put into context.
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Employee benefits
Benefits that stay understandable for team and company.
Employee benefits are more than a contract. Costs, benefits, security and employee understanding need to work together.
Team security view
A quick view of topics that affect employer and employees together.
01
Pension
Benefits and costs
02
Accident
Work and leisure
03
Sickness
Salary continuation
Team benefits studio
Choose team size and see what becomes important.
Not a contribution calculator, but a compass: depending on the team phase, pension, accident, sickness benefit and communication shift.
Team phase
6-20
Growing team
Benefits, costs and communication become more important.
12
Team size
Benefits map
Pension
Compare benefits, savings plan and employer share
Accident
Check workloads, salary base and leisure accident cover
Sickness benefit
Align waiting period and cover with liquidity
Communication
Create a clear benefits view for the team
What becomes important
01
Make benefits understandable
Employees should understand accident, illness and retirement cover.
02
Keep costs plannable
Contributions, salary base and growth need to fit company planning.
03
Avoid gaps
Pension, accident and sickness benefits should not be decided in isolation.
Simplified orientation. Not an offer or binding contribution calculation.
Building blocks
Topics that interact in employee benefits.
Accident insurance
Occupational and non-occupational accident aligned with team structure and workload.
Daily sickness benefit
Salary continuation, waiting periods and financial stability during absence.
Team communication
Explain benefits so employees truly understand the key points.
Approach
How employee benefits become a clear system.
01
Understand team and salaries
We look at employees, workloads, salary base, growth and existing contracts.
02
Compare benefits and costs
Pension, accident and sickness benefits are viewed together.
03
Explain decisions
You get a clear view for employer and employees.
FAQ
Short answers.
What belongs to employee benefits in Switzerland?
Typically occupational pension, accident insurance, daily sickness benefit and, depending on the company, additional benefits or risk protection.
Is it only about costs?
No. Costs matter, but benefits, understanding, employer attractiveness and employee security matter too.
Can Fianza review existing solutions?
Yes. Fianza reviews contracts, benefits and costs and shows where comparison or adjustment can be useful.
Want to structure employee benefits more clearly?
We review team, salary structure, existing contracts and useful next steps together.